PLEASE BE AWARE OF FRAUDS AND BACK OFFICE OPERATORS!

How credible are their vehicle suppliers? Ask the question and make sure they are well recognized names.

This is really important for you to understand and you have the right to ask. Please be sure to understand your excess responsibilities.

Ask for a copy of your policy that covers the car you are driving. Your policy should always be made available to you upon request.

The company should always be able to explain this to you. There are very specific costs that the fee covers.

You have all the right to ask for proof of this.

Ask what your vehicle deal includes and for what period of time.

This is important. Make sure its a major well recognized company.

Naturally your vehicle must be immediately returned. Certain companies however, may offer a few days leniency depending on how you have managed your account historically.

If its a Rent to Buy deal then you can ask at any time for an offer to purchase the car, whereby a separate purchase agreement can be drawn up. We can assist you with finance too through our market-leading partners.

We take huge risk away from our clients by taking care of services, all insurance, tracking, and even 24 hour roadside assistance. Further to this, should a client's financial position change, vehicles may be returned whereby no penalty fee shall exist, just as long as vehicles are returned damage free and account is up to date. Banks certainly don't allow this type of flexibility. 

Rent to Buy companies take a huge risk as their clients are unfortunately already high risk. We also bolt-on very comprehensive insurance and service or maintenance plans for our clients which are very expensive but very convenient for clients. Last but not least, we offer 48 months deals whereby the banks sometimes drag a deal out over 72 months with a balloon payment still due! In certain cases a Rent to Buy deal can turn out cost effective than traditional finance. 

Again, be sure to understand where your Rent to Buy company procures their stock. This information should be made freely available upon request.

A car is a massive depreciating item. Once you eventually own a car after years of bank payments or if you choose to buy your Rent to Buy vehicle it will have probably halved in value and have no maintenance plan or service plan or warranty. That's just insane to want to own. A full maintenance long term Rent to Buy product means we save you all of these worries and risks and you get into a new updated car every year or two.

These are two utterly different offerings. Traditional car finance does not include insurance, maintenance, services, tracking unit, roadside assist and the ability to cancel the contract if required. In fact traditional bank Finance will most certainly enforce that you settle your entire Financed amount should you need to terminate for any personal reason. There are so many benefits within Rent to Buy products, however be very sure that you are dealing with a reputable company.

Any company that tells you this (unless they are a bank), is not telling you the truth / and is operating illegally. Anytime during your contract, or at contract term end, you may absolutely request an OTP for your current vehicle being driven and you will receive an unbelievably competitive purchase price from your deals team member. Remember that we can also offer finance options through all major banks should your profile have improved over your rental period due to paying on time and making sure that no debit orders bounce.

Acknowledgement